Disclaimer

The use of this Site is subject to the following terms and conditions which contain important legal, regulatory, and risk information about material contained on this Site (the “Terms”). After you have read and understood these Terms, if you do not agree to the below Terms, you must refrain from using this Site. By continuing to access this Site, you represent and warrant that in accessing the Site you have informed yourself as to the legal requirements within the countries of your nationality, residence or domicile and that you are not causing Wise Money Israel Ltd (“WMI”) to breach any of the laws or regulations of those jurisdictions.

By accessing this site, you agree to be bound by the following Terms and conditions:

Regulations

The information on this Site is communicated and issued by WMI.

WMI is authorized, registered, licensed and regulated by the Israel Securities Authority (Investment Portfolio Management license number 776). WMI is incorporated in Israel (company number 515679272) with its registered office at 6 HaMelacha Street, Binyamina, 3057319 Israel.

Investment Advising services are not being offered in the United States or to U.S. persons. WMI does not hold itself out as an Investment Adviser in the U.S. in accordance with the Investment Advisors Acts of 1940 nor does WMI promote the offer or sale of securities as defined in the US Securities Act of 1933.

WMI is not registered as a broker-dealer or investment adviser by the U.S. Securities and Exchange Commission, nor with any state securities commission or authority as a broker-dealer or investment advisor, nor in any other capacity. 

No securities regulatory authority in the U.S. has either approved or disapproved of the contents of this Site.

This Web site does not constitute an offer or solicitation to anyone in any jurisdiction in which such an offer or solicitation is not authorized, or to any person to whom it is unlawful to make such an offer or solicitation. 

In particular, persons interested in making any investment or acquiring any investment service should inform themselves as to:

(a) the legal requirements within the countries of the nationality, residence or domicile for such acquisition;

(b) the income tax and other tax consequences which might be relevant to the acquisition, holding or disposal of any investment.

Certain products and services may not be available in all jurisdictions and may be restricted by law in certain jurisdictions. Information and documentation about certain products and services may not be suitable to all users of this Site. This Site, and the information and documentation on it, is not addressed to any person resident in a territory or country or jurisdiction where such distribution would be contrary to local law or regulation.

When using this Site you must comply with all applicable local, national and international laws including those relating to data privacy, international communications and exportation of technical or personal data.

Non-offering

The content of this website is provided for information purposes only. Under no circumstances should any material in this site be construed as an offering of securities or of investment advice that takes account of any investor’s investment objectives, particular needs, or financial situation. The Site is not an invitation, offer or solicitation to engage in any investment activity or service.

The reader should consult with his/her professional investment advisor regarding investments in securities referred to herein. No statement or expression of opinion, or any other matter herein, directly or indirectly, is an offer to buy or sell the securities mentioned, or the soliciting or investment advising services or the giving of investment advice.

The Site does not constitute financial, legal, accounting or tax advice to any user and should not be relied upon as such.

The distribution of the information contained on this website, or services described therein in certain other jurisdictions may be restricted by law and, accordingly, persons who access it are required to inform themselves of and to comply with any such restrictions. You should proceed into this website only if you have satisfied yourself that the country in which you are based imposes no prohibitions or restrictions on the distribution of the promotional material on this website.

Information on this site may be changed or corrected at any time. It should not be relied on as the basis for any decision you take. WMI does not guarantee that this site is free from any code potentially harmful to your computer ("virus"), and will not be responsible for any damage you may suffer from any such material. WMI is not responsible for sites which have a hypertext link to this site, or sites to which this links.

Past Performance

To the extent that this Site contains any information regarding the past performance of products, such information is not a reliable indicator of future performance and should not be relied upon as a basis for an investment decision. Past performance does not guarantee future performance and the value of investments and the income from them can fall as well as rise. No investment strategy is without risk and markets influence investment performance. Investment markets and conditions can change rapidly and investors may not get back the amount originally invested and may lose all of their investment.

Risk Warnings

Past performance does not guarantee future performance and the value of investments can fall as well as rise. No investment strategy is without risk and markets influence investment performance. Investment markets and conditions can change rapidly. Strategies or products can lose capital as well as gain. All investors should consider investing only if they can accept the risks associated with investing including a loss of invested capital. No investor should invest without a thorough reading of the risk factors associated with each investment strategy. Investors with questions should additionally seek independent investment advice tailored to their needs, circumstances, and risk tolerances.

Information on this Site

WMI has taken reasonable care to ensure that the information on this Site is accurate, current, complete, fit for its intended purpose and compliant with applicable law and regulation as at the date of issue. No warranty or representation of any kind regarding the accuracy, validity or completeness of the information on this Site is given and, to the extent permitted by applicable laws, no liability is accepted for the accuracy or completeness of such information. Any person who acts upon, or changes his or her investment position in reliance on information contained on this Site, does so entirely at his or her own risk.

Information posted on this Site is current only as at the date it is first posted and may no longer be true or complete when viewed by you. To the extent that any information on this Site relates to a third party, such information has been provided by that third party and is the sole responsibility of such third party and WMI accepts no liability for such information. All content on the Site is subject to modification from time to time without notice. Please contact WMI using the details set out below for further information regarding the validity of any information contained on this Site.

Limitation of Liability

The information on this Site is provided “as is”. To the extent permitted by law, WMI and its employees expressly exclude all conditions, warranties, representations and other terms which might otherwise be implied by law. In no event will WMI be liable to any person for any indirect, special or consequential damages arising out of any use of, or inability to use, this Site or the information contained on it or on any other hyper-linked site including, without limitation, any lost profits, business interruption, loss of programs or data on your equipment or otherwise. This does not affect the liability of the WMI and its affiliates for any loss or damage which cannot be excluded or limited under applicable law.

Nothing in these Terms is intended to exclude or restrict any duty or liability that WMI has to its clients under applicable law, under applicable local regulatory rules or which may not be excluded or restricted as a matter of applicable law.

Data Protection

WMI may record your IP address of the device you use to access this Site. Any information that that you might provide will be held confidentially by WMI and will not be passed on to other product or service companies, other than to regulatory or other government agencies as might be required by law.

Links

The provision of a hyper-link from or to the Site does not provide or imply an endorsement, recommendation or approval of such websites or any material on them. WMI accepts no responsibility for information contained on any other websites which can be accessed by hypertext link from this Site or for any of these websites not being available at all times. WMI has not reviewed, and will not review or update, such websites or information and any use that you make of such websites and information is at your own risk. No third-party link is permitted between the Site and any other website without the express and prior written consent of WMI. Please note when you click on any external site hypertext link you will leave this Site.

Cookies

WMI may use cookies in some of the pages on this Site. By continuing to use the Site, you give your consent to the use and placement of cookies in respect of your access to this Site.

Intellectual Property

The entire content of this Site is subject to copyright with all rights reserved. You may download or print individual sections of this Site for your personal use and information only, provided that you retain all copyright and other proprietary notices. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose this Site without the prior written permission of WMI. You must not transmit any virus, “worm”, “Trojan horse”, or other item of a destructive nature to this Site and it is your responsibility to ensure that whatever you download or select for your use from this Site is free from such items.

Nothing on this Site should be construed as granting any license or right in relation to any of our trademarks or those of our affiliated companies. All trademarks, service marks, company names or logos are the property of their respective holders. The display of any trade names or trademarks on the Site does not imply that any license has been granted to any third party in respect of the same. Any use by you of these marks, names and/or logos may constitute an infringement of the holders’ rights.

Applicable Law & Jurisdiction

These Terms and any non-contractual obligations arising from or connected with them shall be governed by and shall be construed in accordance with the laws of Israel.

If any provision of these Terms is found by any court or authority of competent jurisdiction to be illegal, void or invalid under the laws of any jurisdiction, the legality, validity or enforceability of the remainder of these Terms in that jurisdiction shall not be affected and the legality, validity and enforceability of the whole of these Terms in any other jurisdiction shall not be affected.